Get a Loan


When a small capital boost can make a big difference for your business, join Exceed Network.

Exceed Network is an SBA micro-lender  in the boroughs of Brooklyn and Manhattan, providing short-term loans of up to $50,000.

Types of Loans

Micro- Loans

Qualified businesses in Brooklyn and Manhattan are eligible to receive up to $50,000. Applicants must be recommended by a team of volunteers, and approved by our loan committee. Loans require two guarantors, and have an average repayment term of 3 years. Click here for a complete list of loan requirements.

Express Loans

Express loans of up to $5,000 are available to start-up and existing businesses. Applicants must supply a business overview and a use of funds statement. Only one guarantor is required.

Website Loans

Loans of up to $1,000 can be granted to applicants for use towards website development. Applicants must supply a website proposal. Guarantors are not required, and repayment is over two years.

Loan Terms

Repayment usually commences 60 to 90 days after the loan is issued, and is repaid over a period of two to three years. An administrative pass through fee of 4% is included in the payback schedule.

Loan Process

  1. Complete an application.
  2. Meet with our Executive Director to develop a personalized plan
  3. Provide requested documents 
  4. Help us get a complete picture of your business by providing your business plan and/or relevant financial information. If needed, access resources for developing your business plan and financials.

  5. Meet with a team: 
  6. A team of volunteers will review your loan request and meet with you to discuss its viability. If the team recommends the loan, it is sent to our loan committee for approval.

  7. Follow up
  8. If approved, loan recipients continue to meet with their team regularly. Support is also provided through Exceed Network staff and monthly meetings with our financial consultant.